In a win for consumer privacy advocates, the Cash App $147 settlement 2025 is making headlines as eligible users across the U.S. gear up for potential payouts from a hard-fought class action lawsuit. If you’ve ever felt bombarded by unsolicited texts from Cash App’s referral program, this could mean real compensation heading your way—up to $147 per claim, depending on the final tally. As the claim deadline looms on November 27, 2025, millions are checking their eligibility for this Cash App class action settlement 2025, which stems from allegations of unauthorized messaging under Washington state law. This in-depth guide covers everything from Cash App settlement eligibility 2025 to expected payment dates for Cash App settlement 2025, helping you navigate the process without falling for scams or missing out on your share.
What Is the Cash App $147 Settlement 2025?
The Cash App $147 settlement 2025 resolves a class action lawsuit titled Bottoms v. Block, Inc. (Case No. 2:23-cv-01969-MJP), filed in the U.S. District Court for the Western District of Washington. The suit accused Block, Inc. (Cash App’s parent company) of facilitating unsolicited commercial text messages through its “Invite Friends” referral feature, violating Washington’s Consumer Protection Act and privacy laws by sending automated promotional texts without clear user consent. From November 14, 2019, to August 7, 2025, these messages allegedly spammed contacts of Cash App users, leading to complaints about harassment and data misuse.
Block denies any wrongdoing but agreed to a $12.5 million fund to settle the claims, avoiding a lengthy trial. The fund covers payouts to class members, attorney fees, and administration costs. While not every claimant will pocket exactly $147—estimates range from $88 to $147 based on valid submissions—this Cash App class action settlement 2025 underscores the push for better transparency in fintech apps, ensuring users aren’t unwittingly roped into marketing schemes.
Who Qualifies for the Cash App $147 Settlement 2025?
Narrowly tailored to protect Washington residents, the Cash App settlement eligibility 2025 focuses on those directly impacted by the referral texts. You don’t need to have sued Cash App yourself; automatic inclusion applies if you meet the criteria. Here’s who makes the cut:
- Residency Requirement: You must have been a Washington state resident at the time you received the text message.
- Message Timeline: Received a Cash App referral program text between November 14, 2019, and August 7, 2025—think messages like “Hey, [Name] invited you to Cash App! Sign up and get $5: https://cash.app/app/[code]”.
- No Prior Consent: You did not clearly and affirmatively opt-in to receive these promotional texts in advance.
- Exclusions: Employees of Block, Inc. or its affiliates, plus anyone who previously settled a similar claim or opted out of this settlement.
Unsure if you qualify? The official site offers a quick eligibility checker using your phone number. This Cash App $147 class action isn’t nationwide, so out-of-state users may miss out unless they relocated during the period. If you forwarded such texts or ignored them, you’re still potentially eligible—over 10 million messages were reportedly sent, affecting thousands.
How to File a Claim for the Cash App $147 Settlement 2025
Submitting your claim for the Cash App settlement 2025 is straightforward and free, but time is ticking with the November 27, 2025, deadline. No lawyers required—just accurate info to avoid rejection. Follow these steps to secure your spot:
- Visit the Official Portal: Head to BottomsTextSettlement.com, the sole authorized site for the Cash App class action settlement 2025—avoid copycat pages promising “instant $147.”
- Complete the Online Form: Enter your full name, address during the text receipt, phone number, and confirm no consent was given. If you have your Claim ID from a mailed notice, include it for faster processing.
- Add Proof if Needed: While not mandatory for the base payout, upload screenshots of the texts or related losses for potential extras (up to documented damages).
- Submit or Mail It: Online is quickest; for paper claims, download the form and postmark by November 27, 2025, to the address on the site.
- Opt-Out or Object if Desired: Deadlines for excluding yourself (to preserve lawsuit rights) or objecting are the same date—most choose to claim instead.
Pro tip: Double-check for typos, as incomplete forms get denied. The settlement administrator handles verification, and you’ll get a confirmation email within days.
Cash App $147 Settlement Payment Dates 2025
Once claims close, the court will review for final approval—expected in early 2026 if no appeals arise. From there, payment dates for Cash App settlement 2025 kick off swiftly. Here’s the projected timeline for the Cash App $147 payout 2025:
- Claim Review Period: December 2025 to January 2026—administrators validate submissions and calculate shares from the $12.5 million pot.
- Distribution Start: Late February to March 2026 for approved claims, via direct deposit, PayPal, or paper check (your choice on the form).
- Final Payouts: Any stragglers (e.g., address updates) wrap by June 2026; uncashed checks expire after 90 days.
Actual amounts hinge on claim volume—fewer filers mean closer to $147, while high turnout could dip to $88. Track status via the settlement site’s portal using your email or Claim ID. No taxes on the base award, but report extras over $600 on your 2026 return.
Beware of Scams Around the Cash App $147 Settlement 2025
As buzz builds for the Cash App $147 settlement 2025, scammers are phishing with fake “claim now” texts or sites mimicking the real deal. Red flags include requests for upfront fees, SSN demands, or links to non-.com domains. Stick to BottomsTextSettlement.com and official emails from the administrator—Block won’t contact you directly for this. Report fakes to the FTC at ReportFraud.ftc.gov to protect yourself and others eyeing this Cash App class action payout 2025.
Final Thoughts – Your Piece of the Cash App $147 Pie Awaits
The Cash App $147 settlement 2025 isn’t just a payout—it’s a reminder that your voice matters in holding big tech accountable for privacy slips. With claims closing November 27, 2025, now’s the time to verify your Cash App settlement eligibility 2025 and file for what could be up to $147 back in your pocket. Whether it’s gas money or a holiday treat, this relief comes at a perfect time for affected Washingtonians. Filed your claim yet? Share your story in the comments—we’re all in this digital age together!
Frequently Asked Questions (FAQs)
Q: Do I automatically get the $147 if I received a Cash App referral text?
A: No. You must actively file a claim by November 27, 2025, at BottomsTextSettlement.com. Only Washington state residents who received the texts between November 14, 2019, and August 7, 2025, are included in the class, and you still need to submit a claim form.
Q: How much money will I actually receive from the Cash App settlement?
A: The exact amount is not guaranteed. The $12.5 million fund will be divided among all valid claimants. Current estimates range from approximately $88 to $147 per person, depending on how many people file valid claims.
Q: I live outside Washington state — can I still claim the $147?
A: No. This settlement only covers people who were Washington residents at the time they received the unsolicited referral text messages. Residents of other states are not part of this class action.